These are uncertain times for travelers of all descriptions. Going to or from Europe? You'll have to contend with intermittent volcanic eruptions that spread ash and ground flights, work stoppages on several airlines and economic unrest in Greece. Bound for the beach? Thousands of people are canceling reservations on the U.S. Gulf Coast as an oil spill threatens shorelines from Florida to Louisiana.
Travel insurance providers report brisk business. Vikki Corliss of InsureMyTrip.com wrote recently to say that the week of April 19, during the volcanic ash groundings, the Customer Care Center received the second-highest volume of calls in company history. The record was set nearly a year earlier amid Swine Flu concerns.
Each potential calamity brings its own unique set of caveats for would-be insurance buyers. For example, the oil spill is considered a man-made disaster, while the volcanic eruptions are characterized as acts of God. That means on a traditional travel insurance policy, you are unlikely to collect for canceling a Gulf Coast trip, but you could be protected if volcanic ash delays or ends your journey.
The main thing to do is ask a lot of questions. Before you buy, take a look at detailed information about considering travel insurance for your next budget trip.
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