Will the policy pay for transportation?
If you'll be visiting an area with limited medical facilities, consider a plan that would pay to have you airlifted to modern hospitals and competent physicians. This is a vital consideration if you'll be hiking, climbing or otherwise engaging in potentially dangerous activities.
Know the limits on help for pre-existing conditions
If you suffer from asthma, and experience a severe attack on the road, will the insurance company refuse coverage because the condition existed prior to departure? It's a legitimate question to ask.
Does existing health insurance cover your destination?
If you'll be traveling overseas, it's likely your home health insurance will not fully cover you on foreign soil. Some items might be covered, so check carefully.
Trip interruption and cancelation insurance can add a hefty sum to your budget for travel. Only purchase it for longer, more expensive trips. Read the fine print and shop around for the best buys.
