If you're planning a Summer vacation, ask yourself this question: Could I afford to pay for this trip twice? On some getaways, you'll answer a reluctant "yes." But for a major trip, frequently the answer will be negative. If your trip is canceled, chances are you'll find that some of the larger expenditures are non-refundable at the last minute. Many of us are not in a position financially to pay for a trip twice. In those situations, it is best to have some
travel insurance that covers a few possibilities that could ruin your plans. Read the terms carefully and ask a lot of questions before you buy.